This is the question I ask since I do not have a company, and I would have to invest a name to be able to associate and I do not think they will allow me to do that. I don’t use my account so I have no problem using it for this purpose.
Once I have enough capital I can create a company for this
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You don’t have to join the partner program. You could use the DigitalOcean API to automate your server provisioning for your clients with a regular account.
Or alternatively, you could use a billing system like WHMCS or HostBill which both come with DigitalOcean integrations.
Hope that this helps. Regards, Bobby