The usage alert seems to me to be a little useless. Is there a possibility to add an alert when your actual balance is below a certain threshold so that you know to add additional money? Also, is there a way it can be implemented for me to auto transfer money from paypal? (ie like Netflix or hostgator). It really is a pain to have to switch credit cards on all my accounts and it just makes it easier if I only have to update things with paypal. BTW, you guys have amazing articles, best on the net IMO, thanks for those.