Hai,
I am a new user on digital ocean,
I wanna account on the digital ocean for my web application purpose.
But still, I am working & development my project from my local system it's to take more than 3 months from now.
I tried to create an account today & added credit card.

I want to hold my credit card bill until I start/move my codes to live

What I do now?

I did remove my droplet now?

What I do next?

I don't need any billing from my account.

But account required (optional)

Kindly advice me.