How to design a fintech app?

To design a fintech app, start by identifying your target audience and core features like user authentication, real-time transactions, and data security. Create wireframes focusing on intuitive UI/UX, ensuring easy navigation and trust-building elements. Integrate APIs for payment gateways, KYC, and financial data. Prioritize security with encryption, biometrics, and compliance with regulations (e.g., PCI-DSS, GDPR). Test for usability, performance, and vulnerabilities. Choose a scalable tech stack to support future growth. Finally, gather user feedback post-launch to refine and improve the app continuously. A successful fintech app blends functionality, security, and seamless user experience.

Hi,

Start with the problem you’re solving, then sketch out features like auth, transactions, and dashboards. For backend, Laravel is a solid choice, easy to build with, lots of packages, and great community support.

If you’re looking to move fast, check out Laravel Wave for boilerplate stuff like user auth, teams, billing, etc. Frontend can be whatever you’re comfy with, Blade, Vue, React. Use APIs like Stripe, Plaid, or any open banking provider.

Don’t forget security and compliance from day one.

- Bobby